Buying Guide

The Buyer's Playbook

Miami real estate, done right.

9 phases · 56 stepsSouth Florida · First releasePDF · 0.6 MB
What’s inside
Buying · GuideBloemhof

The Buyer's Playbook

Miami real estate, done right.

9 phases · 56 steps

A Miami deal is decided by things buyers rarely see coming — HOA reserves, insurance-market shifts, appraisal gaps, condo approvals, title issues, wire fraud, permitting. Understanding these before they arrive is the difference between a smooth transaction and an expensive one.

This is the full version — the working reference we use with our own clients. It doesn't promise outcomes. What it does is show you exactly where things break, and how we work to keep them from breaking on you. Luxury deals. Clear advice. Zero nonsense.

Who it’s for
  • First-time and move-up buyers across Miami-Dade, Broward & Palm Beach
  • Out-of-state and international buyers new to Florida's rules
  • Cash and financed buyers who want to avoid expensive surprises
  • Anyone already under contract who needs to know the next move
What’s inside

9 phases · 56 steps

01

Preparation

Readiness, a real budget, and a cash map all the way to closing.

02

Financial Foundation

Credit, documents, down payment, programs, pre-approval — and the moves that break an approved loan.

03

The Team

Agent, lender, title, insurance, inspector — who you need, and when.

04

What You're Looking For

Needs vs wants, property types, neighborhoods, and true carrying cost.

05

Search & Showings

How the search runs, what to look at, the red flags, and the second visit.

06

The Offer

CMA, earnest money, contingencies, FR/Bar vs AS-IS, and winning multiple-offer situations.

07

Under Contract

The longest phase: inspection, appraisal, insurance, condo approval, estoppel, and wire fraud.

08

Closing

What to bring, who's at the table, and what you keep for life.

09

After Closing

File homestead by March 1 — and the long relationship after.

“Do not do this” blocks built in at the exact step where the mistake actually happens
Miami-specific throughout: HOA reserves, condo approval, the insurance market, wire-fraud
Read it cover to cover, or jump straight to the phase you're in — every phase stands alone

Get the full guide

9 phases · 56 steps — free, and yours to keep. PDF · 0.6 MB.

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